The other person is at fault. Why isn’t their insurance company paying for my medical bills?
Unfortunately insurance companies don't pay bills as you incur them. Insurance companies will argue that the doctors billed unreasonably, that some of the treatment you received was unnecessary, etc. They can't fight it if they have already paid it. Also, they want to make you prove that your treatment was related to your auto accident and was not a preexisting issue for which you were already receiving treatment. Insurance companies for the negligent parties will offer one lump sum settlement at the end.
Why should I hire your firm?
- We are a small firm, so you get individuals that genuinely care about you and your claim, and we offer personal attention.
- You can reach us when you have questions and there are no stupid questions.
- We have trial experience, and we are not afraid to pursue a matter to litigation and through trial if we feel the insurance company is not making a fair offer.
Why do I have to use my own auto insurance if someone else caused the accident?
That is what your insurance is there for - to protect you in the event of a motor vehicle collision. There are a few different coverages you may have that could apply to a collision that was not your fault. You may have Personal Injury Protection ("PIP") benefits that are intended to pay your medical expenses up to the amount of your PIP benefits.
How long will my case take?
Every case is different and it depends on a number of factors. The more severe your injuries are, the more likely you are to need extended treatment. For example, a broken pelvis may require surgery and a lengthy physical therapy regiment whereas, a strain and sprain may only require 4-6 weeks of physical therapy. We don't resolve your claim before you complete treatment. If your claim can be resolved without the necessity of suit, it generally takes 3-4 months after you have completed treatment to settle your claim.
What is my case worth?
One of the questions we get most often from potential and new clients is, “What is my case worth?” Unfortunately, there is no simple answer or magical formula and each case is different.
When we talk about the potential value of a case, we are talking about what an insurance company is willing to pay out in order to settle the claim or what a jury might award in the event that the case goes to trial.
How much your case is worth depends on a number of different things, including but not limited to:
What should I bring with me to my first appointment?
At the Law Offices of Houston M. Smith, P.C. we offer a FREE initial consultation to injury victims. The goal of this initial meeting is to discuss your claim and your options and how we can help you.
In order to best evaluate your case, there are several items that we request you bring with you for our first appointment, including:
What are contingency fees?
Contingency fees describe a prior arrangement between a lawyer and his/her client wherein the lawyer receives a set percentage of the amount awarded to the plaintiff in a case.
Most law firms set their contingency fee between 35 and 50% of the total recovery. At the Law Offices of Houston M. Smith, P.C., our contingency fee is 33.33% if your case is settled prior to filing a lawsuit and 40% if the recovery is made after a suit is filed.